Hanyar AML / CTF
Ƙarshe da aka sabunta: Yuni 2026
1. Tsarin tsari mai dacewa
Kunga yana gudanar da shirin Ba da Tallafin Kuɗi na Yaƙi da Kuɗi (PBC/FT — AML/CTF) wanda ya yi daidai da Directive (EU) 2015/849 da gyare-gyaren da ya biyo baya, Dokar Sipaniya ta 10/2010 da shawarwarin Ƙungiyar Ayyukan Kuɗi (GAFI / FATF).
Bugu da ƙari, ma'amaloli da suka haɗa da kadarori na crypto suna ƙarƙashin Dokar (EU) 2023/1114 (MiCA) da Dokar (EU) 2023/1113 (Dokar Tafiya).
2. Gano abokin ciniki (KYC / KYB)
Muna tabbatar da ainihin kowane mutum na halitta kafin kunna kowane aiki (biometrics + daftarin aiki + duba rayuwa).
Muna tabbatar da mallakar fa'ida, gudanarwa da tushen kuɗi na kowane mahaɗan doka kafin ba da damar kowane aiki (KYB tare da mai ba da shawara na ɗan adam).
Muna amfani da ingantattun matakan ƙwazo (EDD) ga abokan ciniki waɗanda ake ganin suna da haɗari, hukunce-hukuncen da ba na haɗin kai, PEPs da ma'amaloli da ba a saba gani ba.
3. Saka idanu mai gudana
Ana nazarin kowace ma'amala a cikin ainihin lokaci akan ƙa'idodin ƙa'idodi, jerin takunkumi (OFAC, EU, UN, UK HMT) da jerin abubuwan da ba su dace ba / PEP na ciki.
Ma'amalar kadara ta Crypto ana nazarin sarkar don gano haɗarin takwararta.
Ana ƙara faɗakarwa zuwa ƙungiyar yarda da ɗan adam.
4. Bayar da rahoto ga hukumomi
Kunga yana ba da rahoton ma'amaloli da ake tuhuma ga Sashen Leken Asiri na Kuɗi (SEPBLAC a Spain) da kuma hukumomin da suka cancanta a cikin kowane ikon da yake aiki.
Muna riƙe KYC, KYB, ma'amala da bayanan sadarwa na shekaru 10 daidai da dokokin AML/CTF.
5. Ƙuntatawa na ƙasa
Ba mu ba da sabis a cikin ƙasashen da ke ƙarƙashin takunkumi na ƙasa da ƙasa ko a cikin manyan hukunce-hukuncen haɗari kamar yadda FATF ta zayyana.
Ana samun cikakken jerin ƙasashen da ke da hani a cikin sashin Rufe kuma ana sabunta su lokaci-lokaci.