Regulated Tier-1 custody + multi-currency bank details + integrated fiat-crypto reporting. Collect rounds in USDC, pay in fiat and crypto, keep your runway stable. No intermediary exchanges, no arbitrary reserves.
Regulated Tier-1 custody · MiCA compliance · Guided KYB · Available for companies in your country
Corporate treasury · Tier-1 custody
3 980 000.00 USDC
≈ 3 660 800 € · real-time fiat equivalent
Received · round
+ 4 000 000 USDC
Polygon · lead investor
Payroll · fiat
− 86 000 EUR
SEPA · EU team
Contractors · USDC
− 34 000 USDC
wallet · cripto-native
You closed the round. Your lead investor wires you in USDC on Polygon or Ethereum. Your corporate bank rejects it, opens a compliance process, or asks you to convert everything to fiat before accepting. Your runway is trapped in an exchange wallet for weeks.
USDC in a custody wallet. Operational USDC on an exchange. Fiat for payroll in a traditional business account. Corporate card for expenses. Auxiliary wallet for crypto contractor payments. Every month-end is a reconciliation of several systems that don't talk to each other.
You have to move USDC from custody to exchange, sell USDC for EUR, withdraw to the business account, wait for bank settlement, transfer to payroll. Four platforms, two KYC, three days, several accumulated fees. Every month.
Your investors ask for a corporate balance in EUR. Your real treasury is in USDC + EUR + USD + some USDT. Every quarter-end, someone manually rebuilds the consolidated reporting. The next round's due diligence will be a nightmare.
Your company can receive rounds or income in USDC on Ethereum, Polygon, Solana or Tron. Without going through an exchange, without a weeks-long bank compliance process. Custody is regulated Tier-1 from the first deposit.
The same platform gives you a European IBAN, US ACH routing and Mexican CLABE. To pay payroll, fiat suppliers and operating expenses you don't need another account. Complete fiat + crypto treasury in a single environment.
When you need to convert USDC to EUR for payroll, or to MXN for your LATAM team, the conversion is 1:1 with no added margin. You don't go through an exchange. No slippage. You see the rate before confirming.
Every operation logged with timestamp, blockchain hash (if applicable), source currency, target currency, applied FX rate at the moment, fee and counterparty. Exportable in formats your CFO or auditor understands. Your consolidated reporting stops being a manual Frankenstein.
Your case
You closed pre-seed, seed or Series A with part or all in USDC. You need regulated custody, not on an exchange.
With Kunga
Direct reception in a Tier-1 corporate wallet. Regulated custody. Conversion to fiat only of what you'll spend month to month.
Reception of collections on any network, conversion to fiat with visible costs, payroll payment in EUR/USD from the same platform.
One account to pay everyone. USDC to wallet, fiat to local bank, all from the same balance and with consolidated reporting.
Tier-1 custody, documented conversions, reporting integrated with your existing accounting.
We don't trade, we don't have an orderbook, we don't speculate with your balance. If you want to operate in markets, you still need an exchange. We're the treasury layer that connects your USDC with the fiat world.
Your USDC isn't in a seed phrase you control. It's custodied by a regulated Tier-1 entity. The benefit: if you lose access, there's a recovery procedure. The trade-off: you trust the regulated custody, not your own direct control.
Your USDC is 100 % liquid 24/7. We don't lend it, don't stake it, don't expose it to DeFi. If you want yield on your treasury, withdraw to a self-custody wallet and operate yourself. We don't take that risk with your balance.
We don't tell you what to do with your treasury. We don't tell you whether to convert USDC to fiat now or later. We don't make financial decisions for you. We give you the infrastructure so your CFO or you make the decisions.
This list exists because the crypto sector is full of platforms that promise to be everything. We prefer to be clear about exactly what we are.
Comparison based on known public conditions Q1 2026 and typical sector feature sets. Kunga doesn't replace institutional custodians for complex onchain operations — it complements them with the operational fiat layer.
For companies with volumes over 1M USDC/month in operations, we offer tiered rate conditions. Talk to an advisor for your specific case.
Your company's USDC and fiat are custodied by regulated Tier-1 entities, separated from Kunga's operations. Custody is in your company's name, segregated from other corporate clients, identifiable and auditable. If Kunga ceases to exist, your treasury isn't lost — it's held by the regulated provider.
We never invest or lend your balance. Your USDC is 100 % liquid 24/7. No hidden yield product, no counterparty risk via DeFi exposure, no rehypothecation. This is what protects your company from Celsius, FTX, BlockFi-type scenarios.
We operate under the European MiCA framework for crypto-assets and the anti-money-laundering directive. Reporting to competent authorities per regulation, active transaction monitoring. Your company operates with a regulated provider, not an offshore service.
Configure who can view the balance, who can operate, who approves sends above a threshold. Dual approval for large operations. Auditable logs of every action. Your CFO doesn't sign checks they haven't seen, and your board sees who does what.
For your annual reporting, investor due diligence or external audits, we can provide specific documentation: the Tier-1 provider's custody policy, transaction reporting, segregation attestations. You bring institutional backing to your stakeholders.
For regulated companies (licensed protocols, exchanges with VASP, fintech), we can sign specific service agreements and provide additional documentation for your own regulators.
Call with an advisor who understands Web3 models and corporate crypto treasury. You explain your business model, source of USDC funds (investment round, protocol income, others), jurisdiction, estimated volume. The advisor confirms whether we can operate with you and under what conditions.
If pre-validation is positive, the advisor tells you the documentation: standard corporate docs, beneficial owners, source of USDC funds, internal AML controls if your company applies them. If your business has a VASP license or equivalent, it's included in the file.
Guided KYB onboarding, with due diligence proportional to your model. More thorough than for a standard company due to crypto exposure, but guided at every step. Duration depends on the sector, jurisdiction and complexity of the structure.
Once KYB is approved, we activate the business account with USDC wallet + fiat bank details. Multi-user access for your finance team. Direct channel with your advisor for issues and growth.
The process for corporate crypto treasury is more rigorous than for standard companies — that's what protects your company and its investors long-term. Conditions are agreed in writing before activating the account.
It depends on your model and jurisdiction. A SaaS company or traditional startup with a portion of treasury in USDC usually doesn't require a specific license. A company whose main business is crypto (exchange, custodian, broker) may require VASP/MiCA depending on its jurisdiction. Your advisor guides you in pre-validation.
Each operation is logged with: blockchain hash (if applicable), timestamp, USDC amount, fiat equivalent value at the moment of operation, counterparty if applicable, fee, and basic accounting classification. Exportable as CSV or standard formats that most accounting software and ERPs process. Your accountant or auditor receives the complete information.
No. Your balance is 100 % liquid 24/7. We do no staking, lending, or any form of generating yield with your treasury. This is a conscious decision to protect companies and their investors from Celsius/FTX-type counterparty risks. If you want yield exposure, withdraw to a self-custody wallet and operate yourself with full responsibility.
Yes. If your lead investor or fund wires you in USDC on Ethereum, Polygon, Solana or Tron, you receive directly in your business account with regulated Tier-1 custody. You don't have to go through an exchange or intermediate custody wallet.
The conversion is 1:1 with the market rate at the moment of the operation, with no margin added on our part. The cost is the platform fee: 1.45% with Kunga wallet or 2.90% with external wallet.
If your business model changes substantially, you must inform us. We re-evaluate due diligence under the new model. If the new situation still meets criteria, we keep operating with updated conditions. If not, we manage an orderly closure with return of funds per a regulated procedure.
You configure your own permission policy: read-only users (for auditors or board), operational users (for CFO or ops), users with large-send approval (founders or multi-sig). Logs are auditable. Your treasury policy is reflected in Kunga's configuration.
Yes. Kunga doesn't require exclusivity. Many mature Web3 companies have a hybrid structure: part of the treasury in Kunga (fiat + liquid USDC operations), part in institutional custodians (Fireblocks, BitGo) for complex onchain operations or long-term storage. Each tool covers its function.
It depends on the complexity of your corporate structure, your company's Web3 model, jurisdiction of incorporation and documentation available. Pre-validation with an advisor is usually fast (the first call). Full KYB takes longer than for standard companies due to the crypto sector due diligence. Your advisor gives you realistic expectations in the first conversation.
Availability subject to the country of incorporation and residence of beneficial owners. For Web3 companies, we also depend on the specific sector jurisdiction (some countries have applicable restrictions). Pre-validation with an advisor confirms availability in your case. Also check /cobertura.
Talk to an advisor specialized in corporate crypto treasury. The first conversation validates whether Kunga fits your model, with no commitment or prior documentation.
Pre-validation with no commitment · Regulated Tier-1 custody · MiCA + AML compliance