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Corridor · Receive · 🇺🇸 → 💲
Receive money from the U.S.
Get paid by U.S. clients via ACH, Wire or FedNow. You receive USD and it converts 1:1 to USDC in your balance.
Speed
Same day / instant
Real fee
1.45%
Rail
ACH · Wire · FedNow
Minimum
From 1 USD · no cap
Transparent fee
What we charge: 1.45%
One fee per transfer: 1.45% on the amount when using Kunga wallet. No hidden FX spread, no intermediary bank fees and no surprises. You see the exact cost before confirming.
- Market exchange rate, with no added spread.
- No chain of SWIFT banks nibbling away at every transfer.
- A visible, declarable fee, the same for everyone.
Real example
- Amount
- 1000,00 USD
- Fee (1.45%)
- − 14,50
- Delivered
- 985,50
Collect 1,000 USD from your client by ACH; you receive the equivalent in USDC (1:1) in your balance.
How to receive
Receive your local bank details in the source market.
Share IBAN/CLABE/ACH/Pix/FPS with whoever pays you.
The inbound credits your account and converts 1:1 to USDC.
Kunga vs. the traditional way
Traditional bank / SWIFT Kunga
Details to get paid European IBAN (international transfer) Local ACH / Wire / FedNow in the U.S.
Fee Up to 2–3% + holds 1.45%
Exchange rate Hidden spread on conversion 1:1 conversion to USDC, no spread
Availability Holds and withholdings Funds available, no holds
Frequently asked questions
How does your U.S. client pay?
You give them local bank details (ACH, Wire or FedNow). They pay like a domestic U.S. transfer, with no SWIFT code and no international transfer fee.
What fee do you pay when receiving?
1.45% on the amount using Kunga wallet. The payment arrives in USD and converts 1:1 to USDC in your balance, at the market rate and with no spread.
Are there holds or withholdings on the payment?
We don't apply preventive holds on your B2B payments (bank transfers or USDC). The balance stays available to use.
Your first operation, with no hidden spread
Free onboarding in minutes. Cost shown before confirming.