I convert to USDC, swap to another currency or send to a client without worrying about absurd fees. It's the first time it actually comes out cheaper than any alternative I tried — and way simpler.
Kunga The new economy within your reach
A global account to move your money in any currency
Receive, convert and send in EUR, USD, MXN, BRL and GBP or in crypto (USDC/USDT) from a single account. Fees you see before you confirm and 100% digital onboarding.
Verification in 90 seconds · No opening fee · Funds custodied 1:1
Built for those who move money between countries
Freelance & Professionals
Get paid from any country in one account. Stop losing on every exchange.
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Nomads & expats
A global account from anywhere. Works wherever you live today and tomorrow.
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Crypto-native
The fiat ↔ USDC bridge, no friction. Receive in fiat, operate in USDC.
Learn moreWhat people already operating with Kunga say
Three clients who have been moving money, converting to USDC and collecting with Kunga for months.
What surprises me most: I see money coming in and going out instantly. Collections, conversions, transfers — all in real time in the dashboard. Goodbye to waiting 3 days for the bank to notify me.
Everything is instant. I no longer fight with fees that pop out of nowhere — before confirming I see exactly the cost and I can collect on the spot. It changed how I operate.
It all starts with an international account
Receive and pay in euros with your own European IBAN and operate like a local across the SEPA zone.
Your global money, in four steps
Setup
01
Open your account
100% digital sign-up. You get a European IBAN, US ACH and Mexican SPEI instantly.
02
Deposit and convert
Transfer in EUR, USD, MXN or USDC. Everything converts 1:1 to USDC, your stable balance.
Operativa
03
Operate globally
Send or withdraw in the currency you need, or to your external wallet. See the cost before you confirm.
04
Control everything
Real-time dashboard, CSV export and alerts. Your money always located.
Time to value
Real times · from sign-up to first operation
Sign-up
30 s
KYC verification
90 s
Bank details ready
instant
First operation
instant
Withdraw however you want
Transfer EUR, USD or MXN to any local bank.
Send USDC or USDT to your wallet on Ethereum, Polygon, Solana or Tron.
Launch · July 15Visa/Mastercard debit card in Europe and LATAM. Pay with your crypto or in the currency you prefer.
Real-time transaction dashboard
A real-time history with advanced filters, CSV export and instant alerts so you always know where your money is.
- Advanced filters
- CSV export
- Instant alerts
Why Kunga and not the usual way
Traditional way
- Fees visible before you confirm
- Instant transfers
- Multi-currency account (EUR · USD · MXN · BRL · GBP)
- 1:1 conversion to USDC, no hidden spread
- 100% online sign-up in minutes, no branch
- Human support + AI
Kunga
- Fees visible before you confirm
- Instant transfers
- Multi-currency account (EUR · USD · MXN · BRL · GBP)
- 1:1 conversion to USDC, no hidden spread
- 100% online sign-up in minutes, no branch
- Human support + AI
Real use cases
From freelancers invoicing in multiple currencies to companies labeled high‑risk that need frictionless banking, Kunga covers the scenarios where traditional banking falls short.
LATAM freelancers
Problem?
High cross‑border fees with PayPal and banks.
Solution with Kunga
Invoicing in EUR, USD or MXN, local collection, 1:1 USDC conversion and flexible withdrawals.
Cross-border e-commerce
Problem?
Collections across 3-5 markets with separate platforms and expensive gateways.
Solution with Kunga
Local bank details in every market + automatic per-order reconciliation.
High-volume business
Problem?
6-7 figure weekly operations with banks charging hidden FX spread.
Solution with Kunga
OTC desk, multi-sig and auditable reporting. T+0 settlement.
Move money between your markets
We operate these corridors today and add new ones based on demand.
🇪🇺
Europe
Europe
🇲🇽
Mexico
Mexico
🇺🇸
United States
United States
🇧🇷
Brazil
Brazil
🇬🇧
United Kingdom
United Kingdom
Calculate how much you save
Your Kunga balance always lives in USDC, so the source is always USDC and it lands in the local destination currency. Compare the real cost vs a traditional bank.
Traditional bank
- Fee
- 40,00 USDC
- FX spread (3,00 %)
- 30,00 USDC
- Total cost
- 70,00 USDC
- Your recipient receives
- $ 18.717,12
With Kunga
- Percentage fee (1.45%)
- 14,50 USDC
- FX spread
- 0,00 USDC
- Total cost
- 14,50 USDC
- Total charged
- 1014,50 USDC
- Your recipient receives
- $ 20.100,00
You save +55,50 USDC
Kunga fees: 1.45% with Kunga wallet or 2.90% with external wallet. Bank estimate using public industry-average fees (Q1 2026).
Fair and transparent fees
No cost
0 €
Account opening
No cost to open your account, personal or business.
0 €
Monthly maintenance
No fixed monthly fees.
1:1 no hidden spread
USDC conversion
Every deposit converts 1:1 to USDC stablecoin.
Per transaction
1.45%
Inbound funds (IBAN · ACH · SPEI)
When money moves in or out using a Kunga wallet.
2.90%
Local bank withdrawal
When you choose to use an external wallet.
1.45% / 2.90%
USDC/USDT to external wallets
1.45% with Kunga wallet; 2.90% with external wallet.
Before you confirm, you'll always see the final cost. No surprises.
Regulated security: Tier‑1 custody, MiCA & AML compliance
Regulated custody, encrypted infrastructure and compliance controls. Trust is the product.
Tier‑1
Regulated custody with Tier‑1 entities
Your funds are custodied by regulated Tier‑1 entities, segregated from Kunga's operations.
100% liquid funds
We never invest or rehypothecate your balance: what you deposit is always 100% liquid.
End-to-end encrypted infrastructure
End-to-end encrypted communication and storage, with environment segregation.
Biometric KYC/KYB in minutes
Biometric verification in minutes. Companies have KYB supported by an advisor.
Active transaction monitoring
An active suspicious-activity detection system protects every operation.
MiCA + AML/CTF compliance
We operate under the MiCA framework and apply the EU anti-money-laundering directive, with reporting to the competent authorities.
Auditable traceability & reporting
Every operation is logged with timestamp, blockchain hash and tax category. Exportable for your accountant or auditor.
KYC in 90 s AES‑256 Mandatory 2FA Segregated funds Tier‑1
Soporte humano
You talk to people, not bots
Human support when it matters. Real advisors for KYC, KYB and large operations. AI only for obvious questions and always with human escalation.
- Average human response time
- < 4 h
- Human support hours
- Mon-Fri · 9-19 CET
- AI available
- 24/7
- Languages
- ES · EN · PT · FR · DE · IT · CA · NL · PL · RO
Online
Online
Available in your country?
Pick your country of residence. We confirm availability before KYC.
Pick a country to see availability
Available Limited Not available
Frequently asked questions
Is Kunga a bank?
No. Kunga is a global financial platform that lets you receive, convert and send money in several currencies from a single account, connecting traditional financial rails with USDC.
Can I receive and send in crypto too?
Yes. You operate in EUR, USD, MXN, BRL and GBP and also in USDC/USDT, with withdrawals to external wallets on Ethereum, Polygon, Solana and Tron.
How many currencies can I operate in?
In five currencies (EUR, USD, MXN, BRL and GBP) plus stablecoins, all centralized 1:1 in USDC.
Can I send money to an external wallet?
Yes. Send USDC or USDT to any wallet on Solana, Base, Ethereum, Polygon, Tron, Stellar and more. You see the gas cost before confirming.
What do I need to open an account and how long does it take?
Just the digital sign-up and identity verification (KYC), which completes in around 90 seconds. Companies have a KYB supported by an advisor.
Are there hidden fees?
No. Opening is free and the cost of every operation is always shown before you confirm.
Your global account is waiting
Open it free in minutes and start moving your money without borders.
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