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Corridor · Send · 🇺🇸 → 🇪🇸
Send money to Spain
EUR to Spain via SEPA Instant. Arrives in seconds to any IBAN.
Speed
Seconds
Real fee
1.45%
Rail
SEPA Instant
Minimum
From 1 USDC · no limit
Transparent fee
What we charge: 1.45%
One fee per transfer: 1.45% on the amount when using Kunga wallet. No hidden FX spread, no intermediary bank fees and no surprises. You see the exact cost before confirming.
- Market exchange rate, with no added spread.
- No chain of SWIFT banks nibbling away at every transfer.
- A visible, declarable fee, the same for everyone.
Real example
- Amount
- 1000,00 USDC
- Fee (1.45%)
- − 14,50
- Delivered
- 985,50
From 1,000 USDC of your balance, the recipient receives the equivalent in EUR via SEPA at the current market exchange rate.
How to send
Top up your USDC balance from EUR/MXN/USD or crypto.
Pick the destination and review the cost before confirming.
Your money lands at the recipient in seconds to 1 business day.
Kunga vs. the traditional way
Traditional bank / SWIFT Kunga
Arrival time 1–2 business days Seconds · SEPA Instant
Fee €15–30 + currency spread 1.45%
Exchange rate Hidden bank spread Market rate, no spread
Transparency Uncertain final cost Exact cost before you send
Frequently asked questions
How long does it take to arrive in Spain?
With SEPA Instant it arrives in seconds to any IBAN in the eurozone, 24/7. With standard SEPA, the same day or the next business day.
What fee do you pay exactly?
1.45% on the amount using Kunga wallet. No hidden FX spread and no intermediary banks. You see the total cost before confirming.
Does the recipient need a Kunga account?
No. You pay from your balance and the recipient receives EUR to any IBAN via SEPA.
Your first operation, with no hidden spread
Free onboarding in minutes. Cost shown before confirming.