European IBAN
Europe
Collect in EUR like a local across the SEPA zone.
Multi-currency accounts
A global account with your own IBAN, ACH and SPEI
Receive in EUR, USD, MXN, BRL and GBP with bank details in your name. Everything settles to a single USDC balance.
Real bank rails in every market
ACH / ABA
United States
US routing to send and receive dollars domestically.
CLABE / SPEI
Mexico
Your Mexican CLABE for instant MXN deposits.
Pix
Brazil
Brazilian Pix identifier. Settlement in seconds, 24/7.
Faster Payments
United Kingdom
UK sort code + account. GBP in minutes, no SWIFT.
$ USDC conversion
1:1 to USDC
Single balance
Every inbound converts at the live USD rate and is stored 1:1 in USDC.
5 currencies live 0 € to open · 0 € maintenance Own IBAN + ACH + SPEI Single USDC balance
How you open your multi-currency account
- 1
100% digital onboarding
Personal or business. KYC/KYB in minutes, no branch visit.
- 2
We activate your rails
You get your European IBAN, US ACH and Mexican SPEI ready to operate.
- 3
Receive and operate
Collect in any of the five currencies and operate from a single USDC balance.
Supported currencies and rails
Main rails active by default. Others available on demand.
EUR
Euro
IBAN europeo · SEPA
USD
US Dollar
ACH / ABA
MXN
Mexican Peso
CLABE / SPEI
BRL
Brazilian Real
Pix
GBP
Pound Sterling
Faster Payments
Who it's for
Companies and professionals operating in several countries who need local bank details in each market.
International companies
Collect in EUR, USD and MXN from your three local rails — no subsidiary in each country.
Multi-country freelancers
One account to invoice clients in Europe, the US and LATAM.
Expats and digital nomads
Receive payroll in EUR, spend where you live, save in USDC.
Crypto treasuries
Convert fiat to USDC with no hidden spread and move balance across networks.
Multi-currency account vs traditional banking
What changes when you stop juggling several foreign banks.
Traditional banking
- Local bank details in EUR, USD and MXN
- Open without visiting a branch
- One account for several currencies
- 1:1 USDC conversion, no hidden spread
- Guided KYC/KYB compliance
Kunga account
- Local bank details in EUR, USD and MXN
- Open without visiting a branch
- One account for several currencies
- 1:1 USDC conversion, no hidden spread
- Guided KYC/KYB compliance
FAQ
How many accounts do I have?
Just one, with multiple bank rails and a single USDC balance. No sub-accounts to manage.
Who custodies the funds?
Regulated Tier-1 entities, segregated from Kunga's operations. Funds remain 100% liquid.
Are there balance or inbound limits?
Limits adapt to your profile and KYC/KYB level. For trades above 100,000 USD we offer an OTC desk.
How do I convert between currencies?
Every inbound converts 1:1 to USDC. To send, you pick the destination currency and the cost is shown before you confirm.
Your global account is waiting
Open in minutes, no monthly fees, real bank details in every market.