Multi-currency account with European IBAN, US ACH, Mexican CLABE and integrated USDC wallet. Collect, pay, convert and operate between fiat and crypto from a single platform. KYB onboarding with a dedicated advisor.
Guided KYB · No setup cost · Available for companies in your country
Treasury · single view
128 450.00 USDC
42 800
38 200
610 400
46 850
Recent activity
You're a company with clients in 5 countries, suppliers in 3 currencies and a freelancer in USDC. Your bank only understands EUR and SWIFT. Every operation is a call, a form and three days of waiting.
Every EUR-USD-MXN conversion steals 2-3 % in spread your bank never puts on the invoice. Over a year, on €500,000 of operations, that's €10,000-15,000 vanishing without you knowing where.
An account in Spain for EUR. One in the US for USD. One in Mexico for MXN. A wallet for USDC. Four logins, four reports, four manual reconciliations. You spend days squaring what should be a single view.
Gaming, crypto-native, marketplace, digital info-products, supplements, high-volume e-commerce. Your bank classifies you as high risk, limits transactions or closes your account. And nobody explains why or when.
When you open a business account you get a European IBAN, US ACH routing, Mexican CLABE and a USDC wallet address. Share each client or supplier the local detail of their country. They collect and pay as if you were a local company in each market.
All your income converts 1:1 to USDC, no hidden spread. Your treasury lives in a stable, liquid balance. Convert to EUR, USD, MXN, BRL or GBP only when you need it for a specific operation.
Pay your LATAM freelancer in MXN. Your Berlin agency in EUR. Your crypto contractor in USDC. All from the same balance, with visible cost before confirming and auditable blockchain traceability.
Every operation logged with timestamp, blockchain hash, source currency, target currency, applied FX rate, fee and counterparty. Exportable as CSV for your ERP or accounting. Your CFO or auditor gets the complete view they need.
Operations across Europe, the US and LATAM. Distributed teams. Global clients and suppliers.
Collections in several markets, contracts in USD even if you live in EUR, critical runway that can't be lost to bank fees.
Gaming, crypto, marketplace, digital info-products, supplements, vertical e-commerce. Where your bank won't operate.
You collect part of your income in crypto. Your corporate treasury lives in USDC. You need integrated fiat-crypto reporting.
Collections in 3-5 markets with different platforms and expensive gateways. Constant manual reconciliation.
You invoice clients in several countries, you pay remote contractors in several currencies.
Recurring subscriptions from global clients, payments to a supplier stack in several currencies.
Payments to suppliers in Asia or LATAM, collections from distributors in other markets.
Receive client payments in any market with local bank details. No SWIFT, no intermediaries, no hidden spread on receipt.
See casePay suppliers, employees, contractors and freelancers in any currency. Visible cost before confirming.
See caseFor operations over €100,000 or high recurring volume, an OTC desk with negotiated rates and a dedicated advisor.
See caseEnter your typical operations. We'll tell you what you pay today in fees and spreads, and what you save with Kunga.
Estimated annual cost with your current setup:
Estimated annual cost with Kunga:
Estimate based on average corporate sector rates Q1 2026. For operations over €500,000/month, personalized OTC conditions can reduce the cost further.
For recurring volumes over €500,000/month, we offer tiered rates. Talk to an advisor for personalized conditions.
Your company's funds are custodied by regulated Tier-1 entities, separated from Kunga's operations. Custody is in your company's name, segregated from other clients, identifiable and auditable. If Kunga ceases to exist, your balance isn't lost.
We operate under the European crypto-asset framework (MiCA) and apply the anti-money-laundering directive. Your company goes through advisor-guided KYB, with due diligence proportional to your sector and volume. Reporting to competent authorities per regulation.
Every operation logged with timestamp, blockchain hash (if applicable), source currency, target currency, applied FX rate, fee, counterparty and tax category. Exportable for external auditors, corporate ERP or accounting software.
Configure permissions for your team: who can view, who can operate, who approves sends above a threshold. Large operations can require dual approval. Your CFO doesn't sign checks they haven't seen.
All business accounts have mandatory 2FA. Active monitoring of anomalous patterns with escalation to your dedicated advisor if unusual activity is detected.
For regulated companies (fintech, EMI, broker), we can sign specific service agreements and provide additional documentation for your own regulators.
Call with a sales advisor who understands your business model. They explain what Kunga needs, what documents we'll request and resolve questions about availability, fees and integration.
A dedicated advisor guides you through verifying your company: corporate documentation, beneficial owners, proportional sector due diligence. It's not a blind web form — it's a human process.
You receive your bank details (IBAN, ACH, CLABE), multi-user access for your team, and a direct channel with your advisor for issue resolution and growth.
KYB time depends on your sector, jurisdiction and corporate complexity, and on how fast you provide documentation. Your advisor gives you a realistic estimate in the first conversation, with no fixed deadlines.
Companies incorporated in supported jurisdictions, with identifiable beneficial owners and legitimate economic activity. We operate with companies in many sectors, including high-risk ones (gaming, crypto, marketplace, etc.) after specific due diligence. Final approval depends on the KYB.
We do it as fast as possible. After an initial team review and a compliance check, an advisor guides you through the whole process. Timing depends on sector, jurisdiction and corporate complexity; we don't promise a fixed timeframe.
Corporate documentation (deed of incorporation, current bylaws, registry certification), identification of beneficial owners (>25 %), identification of directors, declaration of economic activity, and proof of source of funds for large initial deposits. The advisor gives you the exact list for your jurisdiction.
Yes. The business account supports multi-user access with role permissions (read-only, standard operations, large-send approval, administration). You can configure who does what and dual approvals for operations above a threshold.
CSV export of all operations is available natively. API integrations are in development — for high-volume companies, we can discuss integration priorities. Talk to a sales advisor.
We operate with sectors many banks reject: gaming, crypto, marketplace, supplements, digital info-products, high-volume e-commerce, among others. Approval goes through specific sector due diligence. See /alto-riesgo for details.
Yes, if the company is in a supported jurisdiction. We operate with companies in Europe, the US, Mexico, Brazil and the UK, among others. Check availability at /cobertura.
Every operation is logged with fiat value at the moment of the operation, blockchain hash (if applicable), source and target currency. Your accountant or auditor receives the complete information to declare per your country's regulation. Kunga is not a tax advisor — it provides the data, you file.
No minimum balance or monthly volume. The account is free to open and maintain. Personalized OTC conditions require volumes over €100,000/operation or €500,000/month.
Availability depends on the company's country of incorporation and the residence of beneficial owners. Check at /cobertura before starting KYB.
Talk to a sales advisor to understand how Kunga fits your operations, or start the account opening process directly.
Guided KYB · No setup cost · Dedicated advisor for your sector