0 €
Account opening
No cost to open your account, personal or business.
Transparent pricing
Free to open and maintain. You only pay for what you move.
Two clear rates: 1.45% when the transfer uses a Kunga wallet and 2.90% when you choose an external wallet. No hidden spread.
What you pay (and what you don't)
No cost
0 €
Monthly maintenance
No fixed monthly fees.
1:1 no hidden spread
USDC conversion
Every deposit converts 1:1 to USDC stablecoin.
Before you confirm, you'll always see the final cost. No surprises.
These fees are informational and may change. You will always see the final cost before confirming the transfer.
Estimate your fee
Your balance in Kunga is always held in USDC. Pick whether you want to send (from USDC to the destination currency or network) or receive (from origin to your USDC balance).
Estimate the cost of sending funds from your USDC balance to a currency or network.
Your balance
USDC
To
SEPA (Eurozona)
EUR
USDC ≈ 1 USD; non-USD currencies convert at the live FX rate when you transact.
Fees are added to the amount — not deducted. The recipient (or your balance, on receive) gets the exact amount you choose.
Estimated values — the app shows the final cost before you confirm.
Platform fees
There are only two rates: one for transfers that use a Kunga wallet and another for transfers where the user chooses external wallets.
Kunga wallet
1.45%
Applies when the transfer source or destination is a Kunga wallet.
External wallet
2.90%
Applies when the user chooses to use external wallets on both sides of the transfer.
These fees are informational and may change. You will always see the final cost before confirming the transfer.
Pricing FAQ
Is there a fee to open the account?
No. Opening is 100% free, both for individuals and businesses.
Is there a monthly fee?
No monthly fees and no minimum balance. You only pay the transaction fee when you move money.
How does USDC conversion work?
Every deposit converts 1:1 to USDC, the dollar-backed stablecoin issued by Circle. We don't add a hidden spread.
Does the fee include network gas?
If the transfer uses your Kunga wallet, we apply 1.45%. If you choose an external wallet, we apply 2.90%. You always see it before confirming.
Why do some networks charge more than others?
Platform pricing is percentage-based: 1.45% with Kunga wallet or 2.90% with external wallet. You see the exact cost before confirming.
Your global account is waiting
Open it free in minutes and start moving your money without borders.