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Corridor · Send · 🇪🇸 → 🇺🇸
Send money to the U.S.
USD to the U.S. via ACH, Wire or FedNow. Arrives the same business day or instantly.
Speed
Same day / instant
Real fee
1.45%
Rail
ACH · Wire · FedNow
Minimum
From 1 USDC · no cap
Transparent fee
What we charge: 1.45%
One fee per transfer: 1.45% on the amount when using Kunga wallet. No hidden FX spread, no intermediary bank fees and no surprises. You see the exact cost before confirming.
- Market exchange rate, with no added spread.
- No chain of SWIFT banks nibbling away at every transfer.
- A visible, declarable fee, the same for everyone.
Real example
- Amount
- 1000,00 USDC
- Fee (1.45%)
- − 14,50
- Delivered
- 985,50
From 1,000 USDC of your balance, the recipient receives USD in their U.S. account via ACH.
How to send
Top up your USDC balance from EUR/MXN/USD or crypto.
Pick the destination and review the cost before confirming.
Your money lands at the recipient in seconds to 1 business day.
Kunga vs. the traditional way
Traditional bank / SWIFT Kunga
Arrival time 1–3 days (ACH) · days (SWIFT) Same day or instant (FedNow)
Fee $25–45 (wire) + 2–3% spread 1.45%
Exchange rate Hidden bank spread Market rate, no spread
Transparency Final cost uncertain Exact cost before you send
Frequently asked questions
ACH, Wire or FedNow?
ACH is the standard rail for U.S. accounts. FedNow arrives instantly 24/7. Wire is for urgent transfers and large amounts. Platform pricing stays simple: 1.45% with Kunga wallet or 2.90% with external wallet.
What fee do you pay exactly?
1.45% on the amount using Kunga wallet. No hidden FX spread and no intermediary banks. You see the total cost before confirming.
Does the recipient need a Kunga account?
No. You pay from your balance and the recipient receives USD in their U.S. account via ACH, Wire or FedNow.
Your first operation, with no hidden spread
Free onboarding in minutes. Cost shown before confirming.