See how Kunga works

100% digital signup: basic details, email code and a biometric selfie. Your account is active with a European IBAN, US ACH routing and Mexican CLABE. No self-employed registration, no minimum deposit.

From day one you get real bank details: European IBAN (SEPA), US ACH routing and Mexican CLABE (SPEI), plus your USDC wallet with Tier-1 custody on Base. Each client pays you as a local transfer.

Your client pays like a local invoice in their country, with no SWIFT or international fees. The money arrives and converts 1:1 to USDC, with no hidden spread.

Each payment converts to USDC 1:1 with no spread. USDC is backed 1:1 by Circle and Tier-1 custodied, 100% liquid. It is not an investment: no yield, staking or lending.

You choose a crypto wallet (with its network) or a bank account, see the exact cost before confirming (1.45% with Kunga wallet or 2.90% with external wallet) and confirm with 2FA. The recipient gets the full amount.

Each operation is logged with date, type, amount, USDC equivalent, fee and counterparty. Filters by date/type/currency and CSV export for your accountant.

Regulated, segregated Tier-1 custody, with no rehypothecation or hidden yield. Mandatory 2FA on every send, MiCA + AML/CTF compliance and auditable on-chain traceability.

What you saw is the real product. Log in or open your account in 90 seconds: ID or passport, a selfie and an email.