Service international ya ba collections

Sangisa epayi ya ba clients na mboka nionso comme si oza entreprise locale na marché na bango

IBAN ya Europe, routage ya ACH ya Etats-Unis, CLABE ya Mexique, soutien PIX ya Brésil mpe ba Payments ya mbangu ya Angleterre uta na compte moko ya mombongo. Client na yo afutaka lokola moto ya mboka. Ozuaka consolidé na USDC.

Solola na mopesi-toli moko Tala ndenge nini flux ya collection esalaka

SWIFT te · Kopanzana ya kobombama te · Ba réserves arbitraires te

Ba collections oyo ezuami · esangisi na USDC

🇺🇸
Client ya USA · ACH

Ekomi na Mikolo 1-3.
+ 12 000 USD
🇪🇺
Client ya UE · SEPA Instant

Ekomi na basegɔnde.
+ 8 500 EUR
🇲🇽
Client ya MX · SPEI

Ekomi na basegɔnde.
+ 180 000 MXN
🇧🇷
Client ya BR · PIX

Ekomi na basegɔnde.
+ 32 000 BRL

Mobembo ya collection internationale na Kunga, étape par étape

Donc omoni exactement nini esalemaka entre moment client na yo a décider kofuta yo na moment oyo ozali na mbongo disponible.

Etape 1 · 1/5

Client na yo azuaka ba détails ya banque locale na yo

Otindi facture na ba détails ya banque ya mboka esika bazali. Soki bazali na USA, okabolaka routage na yo ya ACH/ABA. Soki na Europe, IBAN na yo. Soki na Mexique, CLABE na yo. Soki na Brésil, compte PIX na yo. Soki na Royaume-Uni, compte na yo ya GBP. Soki bazali crypto-friendly, adresse ya portefeuille na yo ya USDC.

Ba détails ya banque locale na mboka na bango. Transfert international te, SWIFT te, IBAN ya poto bizarre te. Kaka compte moko lisusu mpo na bango. Yango ekitisaka friction commerciale mpe esalaka que bafuta noki.

Etape 2 · 2/5

Client na yo afutaka na banque na bango lokola transfert local

Client ya Etats-Unis afutaka via ACH na banque na bango. Client ya Europe na nzela ya SEPA. Client mexicain na nzela ya SPEI. Brésil na nzela ya PIX. British via Ba Payments ya mbangu koleka. Banque na bango esengaka ba formulaire SWIFT te, efutaka frais international te, esengaka code BIC te. Ezali transfert ya mboka.

€0 to coût standard ya transfert local na mboka na bango (typiquement ofele to très bas). Client na yo amemaka ba coûts ya "internationalité" te.

Etape 3 · 3/5

Collection ekomi na Kunga

Mbongo ekomi na compte d'affaires na yo ya Kunga na rail correspondant. Tango: secondes mpo na SEPA Instant, SPEI, PIX mpe Ba Payments ya Noki. 1-3 mikolo ya mosala mpo na ACH standard. Minutes mpo na USDC na réseau nionso oyo esungami.

Push to email notification ya collection oyo ekoti na monnaie originale, montant, client identifié na temps ya équilibre.

Etape 4 · 4/5

1:1 mbongwana na USDC

Collection nionso oyo ekoti ebongwanaka auto-convertir na USDC na taux ya marché na moment oyo, na spread moko te oyo ebakisami na ngambo na biso. Solde na yo ya USDC oyo esangani esalaka lokola trésor stable.

Solde na yo ya USDC ezongisami na tango ya solo. Histoire ebatelaka traçabilité ya mbongo ya source, montant original, taux ya FX appliqué, frais, mpe équivalent ya USDC.

Etape 5 · 5/5

Ozali na misolo ya ba opérations na yo

Okoki kobomba solde na USDC, kobongola yango na fiat (EUR, USD, MXN, BRL, GBP) mpo na kofuta payroll to ba fournisseurs, kotinda yango na portefeuille ya libanda, to kosala na yango na kati ya Kunga.

100 % ya misolo ya liquide 24/7. Ba réserves préventives ezali te. Pas de congelation arbitraires. Te "tozali kotala transaction pendant 7 jours".

Ba opérations spécifiques mosusu ekoki ko déclencher ba validations automatiques ya AML (norme réglementée na plateforme nionso ya grave). Na makambo wana, conseiller na yo a contacter yo directement mpo na ko résoudre yango, sans ko paralyser le reste ya opération na yo.

Makambo misato oyo ebongwanaka tango osangisi na Kunga

Client na yo afutaka lokola moto ya mboka. Friction commerciale te.

Tango osengi client américain afuta IBAN ya Europe, banque na bango e activer "transfert international", esengaka code SWIFT, e charger bango 25-50 USD pe esala que bazela 3-5 jours. Résultat : client na yo azongisaka mbongo sima, atie yango mituna, to asengi a changer méthode ya kofuta. Na ba détails ya banque locale na marché moko na moko, o éliminer friction wana. Client na yo afutaka lokola facture nionso na fournisseur ya mboka.

Kopanzana ya kobombama te na mbongwana ya liboke

When your traditional bank receives USD for a EUR account, it converts at the rate it decides, with a 1.5-3% spread that does not appear on the invoice. If you collect 10,000 USD, ~8,700-8,850 EUR arrive depending on the bank. You lose €150-300 per operation with no clear explanation. With Kunga, the collection enters in its original currency and converts 1:1 to USDC at the market rate. No added spread. The fee is 1,45% if it lands in your Kunga wallet or 2,90% if you use an external wallet.

Ba réserves arbitraires te na flux ya mbongo na yo

Ba portes traditionnelles (Stripe, PayPal Business) e congeler 10-25 % ya ba collections na yo pendant 30-90 jours comme réserve ya chargeback. Soki mombongo na yo ekoli makasi sanza moko, ozali na mituya motoba oyo ekangami na réserve ntango osengeli kosala. Kunga esalelaka ba réserves préventives te na ba collections na yo ya B2B (transferts bancaires to USDC).

Oyo service ya ba collections ezo couvrir pe oyo ezo couvrir te

Oyo service ya ba collections ezo couvrir

Ba collections B2B na nzela ya transfert bancaire local na marché moko moko (IBAN/ACH/CLABE/PIX/FPS).
Settlement ya porte ya kofuta (Stripe, PayPal Business, Adyen) tango o configurer Kunga lokola destination ya payout.
Ba collections na USDC na USDT na ba portefeuilles ya libanda na Ethereum, Polygon, Solana to Tron.
Conversion automatique 1:1 na USDC na kozua collection nionso, spread oyo ebakisami te.
Traçabilité ya collection moko na moko na monnaie originale, montant, taux ya FX appliqué na frais.
Ba détails ya banque locale opérationnelle na EUR, USD, MXN, BRL na GBP depuis jour ya liboso.

Oyo ezo couvrir TE

Checkout ya porte ya kofuta pona site/magasin na yo. Mpo na ba collections ya carte B2C, osengeli kaka na Stripe, PayPal, Shopify Payments to porte mosusu. Kunga ezali esika ya kofanda, kasi esika ya kofuta mbongo te.
Ba collections na nzela ya ba portes crypto ya détail lokola BitPay, CoinPayments, NOWPayments. Pona ba cas wana, configurer porte po e se installer na portefeuille na yo ya Kunga.
Ba collections oyo esengaka kobimisa mokanda ya crédit (L/C) to ba garanties ya banque traditionnelle. Biloko yango ebimaka na ba banques commerciales oyo ezali na bilan bancaire.
Ba collections ya débit direct (SEPA Débit direct, ACH Débit) oyo ebimisami na yo. Kunga ezali destination ya collecte, opérateur ya débit direct te lelo oyo.

Kunga ezali couche oyo ezuaka mpe e consolider ba collections internationales na yo na compte d’affaires moko na garde réglementée. Soki ozali na mposa ya makambo ya sikisiki oyo etángamaki awa na likoló te, sololá na mopesi-toli moko mpo na kotalela likambo na yo. Kosala mosala ya kofuta mbongo · Wallet USDC

Collection nionso, traçable pe déclarable

Ba collections internationales ezali na ba obligations réglementaires spécifiques par jurisdiction : ba déclarations ya source ya misolo, compliance ya AML, rapportage par volume pe pays d’origine. Kunga esalelaka ba contrôles standards ya plateforme européenne réglementée:

Traçabilité complete na collection moko

Opération nionso ekomamaki na timbre ya temps, contrepartie (client identifié), monnaie source, montant original, taux ya FX appliqué na moment oyo, frais oyo efutami mpe équivalent USDC. Exportable lokola CSV to ba formats standards pona comptable, auditeur to conseiller fiscal na yo.

Kotosa mibeko ya AML/CTF mpe bolandi ya mosala

Suivi automatique ya ba collectes pona ko détecter ba modèles inhabituels, ba sanctions internationales pe ba sources ya misolo oyo esengaka due diligence ya kobakisa. Kopesa lapolo na bakonzi oyo bazali na makoki na kolanda mobeko ya Europe.

Cadre ya MiCA pona ba collections ya USDC pe USDT

Ba collections ya Stablecoin esalaka na cadre ya crypto-asset ya Europe. Kotosa mibeko oyo ekomami mpo na mikumba na yo moko ya mibeko.

Mikanda mpo na DD na yo ya mosolo

Soki société na yo eleki na investisseur, auditeur to entreprise-client due diligence, tokoki kopesa mikanda na ntina ya flux ya collecte, bobateli mpe botosi oyo esalemi.

Soki entreprise na yo esalaka na ba secteurs oyo esengaka compliance spécifique ya kobakisa (jeux, ba courtiers, ba marchés na KYC ya usager), pré-validation na conseiller avant ya kobanda KYB.

Tala ndenge ya kotosa mibeko mobimba

Combien efutaka pona ko ramasser na Kunga

Lolenge ya bosangisi Ntalo ya mbongo

Kozwa na IBAN ya Mpoto (SEPA) . 1,45% with Kunga wallet

Kozwa na US ACH 1,45% with Kunga wallet

Kozwa na CLABE ya Mexique (SPEI) . 1,45% with Kunga wallet

Kozwa na BRL (PIX) . 1,45% with Kunga wallet

Kozwa na GBP (Bafutami ya mbangu) . 1,45% with Kunga wallet

Kozwa USDC/USDT na portefeuille ya libanda Kaka gaz ya réseau (efutami na motindi)

1:1 mbongwana na USDC na boyambi Kopanzana oyo ebakisami te

Bobateli ya solde ya sanza na sanza €0

Kosala entretien ya compte sanza na sanza €0

Opération typique ekokanisi

European company with monthly collections from US, European and Mexican clients. With a traditional bank + Wise Business, financial costs can stack across fees and FX spread. With Kunga using Kunga wallet: 1,45% on the aggregate amount, with no hidden FX spread.

Mpo na ba entreprises oyo ezali na volume ya collecte oyo ezongaka mbala na mbala koleka €1M/sanza, bureau ya OTC na ba taux négociés mpe ba conditions ya frais niveaux.

Tala ba prix mobimba

Mituna oyo batunaka mingi na ntina na ba collections internationales

Esengeli client na ngai a inscrire na Kunga po afuta ngai?

Te. Client na yo afutaka na banque na ye ya momesano lokola transfert local na mboka na bango. Soki bazali na Etats-Unis, bafutaka via ACH na routage na yo. Soki ozali na Europe, via SEPA na IBAN na yo. Soki na Mexique, via SPEI na CLABE na yo. Bazali na besoin te ya ko inscrire na Kunga, ko installer eloko, to kosala KYC. Pona client na yo eza kaka transfert mususu na fournisseur.

Combien de temps tiii tango collection ekozala disponible na solde na ngai?

Etali nzela ya koleka: SEPA Instant (EUR) na ba secondes; SPEI (MXN) na ba secondes, 24/7; PIX (BRL) na ba secondes, 24/7; Kofuta nokinoki (GBP) na miniti moke; ACH standard (USD) na mikolo 1-3 ya mosala; USDC na réseau nionso na 1-5 minutes selon réseau oyo basaleli. Une fois na solde na yo, ba fonds ezalaka 100 % liquide sans réserves préventives.

Nakoki ko configurer Stripe / PayPal / Adyen po e se installer na Kunga?

Iyo. Soki compte d’affaires na yo ya Kunga ezali activé, o configurer na porte moko na moko ba détails ya banque oyo ekokani na yango : IBAN mpo na Stripe Europe, routage ACH mpo na Stripe USA, etc. Porte e se installer lokola compte local na marché moko na moko. Note: porte ezo continuer ko charger frais na yango ya checkout (typiquement 2.9 % pona Stripe) — Kunga e remplacer gateway te, ezuaka settlement na yango.

Nakoki kozwa na client oyo afutaka na USDC na portefeuille na bango?

Iyo. Okabolaka adresse ya portefeuille ya entreprise na yo ya Kunga na réseau oyo client na yo alingi (Ethereum, Polygon, Solana to Tron). Client atinda USDC native na réseau wana. Collection ekomaka na compte d’affaires na yo na ba minutes, na garde ya Tier-1 réglementé.

Ba collections na ngai ekoki kosimbama to kozala congelé lokola na Stripe / PayPal?

Kunga esalelaka ba réserves préventives te na ba collections B2B (transferts bancaires to USDC). Soki opération moko ya sikisiki e déclenché alerte automatique ya AML (norme réglementée na plateforme nionso), conseiller na yo a contacter yo directement pona ko résoudre yango. Soki collection ewuti na settlement ya porte moko (Stripe, PayPal), ba réserves ya porte ezo appliquer kaka — Kunga ezuaka oyo porte ebimisaka.

Service ya ba collectes ezali pona entreprise na ngai selon jurisdiction?

Bozali na boyokani na mboka ya société oyo esalemi mpe esika ya kofanda ya bankolo litomba. Ba couloirs spécifiques mosusu (PIX pona BRL, ACH pona USD) ekoki kosenga validation ya kobakisa selon jurisdiction. Tala na /cobertura yambo ya kobanda lisolo na mopesi toli.

Sangisa lokola local na marché nionso esika oza na ba clients

Solola na mopesi toli mpo na kosala carte ya ndenge nini service ya collecte eko correspondre na ba opérations na yo ya lelo, na commitment moko te.

Solola na mopesi-toli moko ya makambo ya kotɛka Bandá kofungola compte ya mombongo

KYB guidé · Coût ya setup te · Ba détails ya banque locale na 5 marchés depuis jour ya liboso