Tsallake zuwa babban abun ciki
Sabis na tarin ƙasa da ƙasa

Tattara daga abokan ciniki a kowace ƙasa kamar ku kamfani ne na gida a cikin kasuwar su

Turai IBAN, US ACH routing, Mexican CLBE, Brazilian PIX goyon bayan da kuma Biyaniya sauri Biyan daga asusun kasuwanci guda ɗaya. Abokin ciniki yana biya a matsayin ɗan gida. Kuna karɓar ƙarfafawa a cikin USDC.

Yi magana da mai ba da shawara Dubi yadda kwararar tarin ke aiki

Babu SWIFT · Babu boye yada yada · Babu tanadi na sabani

Tarin da aka samu · an haɗa su cikin USDC

  • 🇺🇸

    Amurka abokin ciniki · ACH

    Ya iso cikin 1-3 kwana

    + 12 000 USD
  • 🇪🇺

    Abokin ciniki na EU · SEPA Nan take

    Ya iso cikin seconds

    + 8 500 EUR
  • 🇲🇽

    MX abokin ciniki · SPEI

    Ya iso cikin seconds

    + 180 000 MXN
  • 🇧🇷

    Abokin ciniki na BR · PIX

    Ya iso cikin seconds

    + 32 000 BRL

Tafiya na tarin duniya tare da Kunga, mataki-mataki

Don haka kuna ganin ainihin abin da ke faruwa tsakanin lokacin da abokin cinikin ku ya yanke shawarar biyan ku da lokacin da kuke da kuɗin.

Mataki 1 · 1/5

Abokin ciniki yana karɓar bayanan bankin ku na gida

Kuna aika da daftari tare da bayanan banki na ƙasar inda suke. Idan suna cikin Amurka, kuna raba hanyar ACH/ABA. Idan a Turai, IBAN ku. Idan a Mexico, CLBE ɗin ku. Idan a Brazil, asusun PIX ɗin ku. Idan a Burtaniya, asusun GBP na ku. Idan suna da abokantaka na crypto, adireshin jakar kuɗin ku na USDC.

Bayanan banki na gida a cikin ƙasarsu. Babu canja wuri na duniya, babu SWIFT, babu IBAN na waje. Asusu ɗaya kawai garesu. Wannan yana rage rikice-rikice na kasuwanci kuma yana sa su biya da wuri.

Wasu takamaiman ayyuka na iya haifar da ingantattun AML ta atomatik (ma'auni da aka tsara akan kowane dandamali mai mahimmanci). A wannan yanayin, mai ba ku shawara zai tuntube ku kai tsaye don warware shi, ba tare da gurgunta sauran ayyukan ku ba.

Abubuwa uku da suke canzawa lokacin da kuka tattara tare da Kunga

Abokin ciniki yana biya a matsayin ɗan gida. Babu rikici na kasuwanci.

Lokacin da ka nemi abokin ciniki na Amurka ya biya IBAN na Turai, bankin su yana kunna "canja wuri na duniya", yana neman lambar SWIFT, yana cajin su 25-50 USD kuma ya sa su jira kwanaki 3-5. Sakamako: abokin ciniki ya jinkirta biyan kuɗi, yi masa tambayoyi, ko ya nemi canza hanyar biyan kuɗi. Tare da cikakkun bayanan banki na gida a cikin kowace kasuwa, kuna kawar da wannan rikici. Abokin cinikin ku yana biyan kuɗi kamar kowane daftari ga mai siyarwa na gida.

Babu ɓoyayyiyar watsawa akan juyar da tarin

When your traditional bank receives USD for a EUR account, it converts at the rate it decides, with a 1.5-3% spread that does not appear on the invoice. If you collect 10,000 USD, ~8,700-8,850 EUR arrive depending on the bank. You lose €150-300 per operation with no clear explanation. With Kunga, the collection enters in its original currency and converts 1:1 to USDC at the market rate. No added spread. The fee is 1.45% if it lands in your Kunga wallet or 2.90% if you use an external wallet.

Babu tanadi na sabani akan tafiyar kuɗin ku

Hanyoyin ƙofofin gargajiya (Stripe, Kasuwancin PayPal) sun daskare 10-25% na tarin ku na tsawon kwanaki 30-90 azaman ajiyar caji. Idan kasuwancin ku ya yi girma wata ɗaya, kuna da adadi shida da aka makale yayin da kuke buƙatar aiki. Kunga baya amfani da tanadin kariya akan tarin B2B (canja wurin banki ko USDC).

Abin da sabis ɗin tattarawa ya kunsa da abin da baya yi

Abin da sabis ɗin tattarawa ya kunsa

  • Tarin B2B ta hanyar canja wurin banki na gida a kowace kasuwa (IBAN/ACH/CLABE/PIX/FPS).
  • Matsakaicin hanyar biyan kuɗi (Stripe, Kasuwancin PayPal, Adyen) lokacin da kuka saita Kunga azaman wurin biyan kuɗi.
  • Tari a cikin USDC da USDT daga walat ɗin waje akan Ethereum, Polygon, Solana ko Tron.
  • Juyawa 1: 1 ta atomatik zuwa USDC akan karɓar kowane tarin, babu ƙarin yadawa.
  • Gano kowane tarin tare da ainihin kudin waje, adadin kuɗi, ƙimar FX da aka yi amfani da su.
  • Bayanan banki na gida yana aiki a cikin EUR, USD, MXN, BRL da GBP daga rana ta farko.

Abin da ba ya rufe

  • Bikin ƙofa na biyan kuɗi don gidan yanar gizonku/shagon ku. Don tarin katin B2C, har yanzu kuna buƙatar Stripe, PayPal, Shopify Biyan kuɗi ko wata ƙofa. Kunga ne wurin zama, ba wurin dubawa ba.
  • Tarin ta hanyar ƙofofin crypto kamar BitPay, CoinPayments, NOWPayments. Ga waɗancan lokuta, saita ƙofa don daidaitawa zuwa walat ɗin ku na Kunga.
  • Tarin da ke buƙatar ba da wasiƙar bashi (L/C) ko garantin banki na gargajiya. Bankunan kasuwanci ne ke ba da waɗannan samfuran tare da ma'auni na banki.
  • Tarin zare kudi kai tsaye (SEPA kai tsaye zarewar zare, ACH Debit) da kuka bayar. Kunga wuri ne na tarawa, ba ma'aikacin biyan kuɗi kai tsaye ba a yau.

Kunga shine Layer ɗin da ke karɓa da haɓaka tarin ku na duniya a cikin asusun kasuwanci guda ɗaya tare da tsare tsare. Idan kuna buƙatar takamaiman fasalulluka waɗanda ba a jera su a sama ba, yi magana da mai ba da shawara don tantance lamarin ku. Gudanar da biyan kuɗi · Wallet USDC

Kowane tarin, ganowa da bayyanawa

Tarin kasa da kasa suna da takamaiman wajibai na doka ta ikon hukuma: tushen sanarwar kuɗi, yarda da AML, bayar da rahoto ta ƙara da ƙasar asali. Kunga yana amfani da daidaitattun sarrafawa na tsarin dandamali na Turai:

Cikakken gano kowane tarin

Kowane aiki da aka yi rajista tare da tambarin lokaci, takwaransa (wanda aka gano abokin ciniki), kudin tushe, adadin asali, ƙimar FX da aka yi amfani da su a halin yanzu, cajin kuɗi da daidai USDC. Ana iya fitarwa azaman CSV ko daidaitattun tsari don akawun ku, mai duba ko mai ba da shawara na haraji.

Amincewar AML/CTF da saka idanu mai aiki

Saka idanu ta atomatik na tarin don gano alamu da ba a saba gani ba, takunkumi na ƙasa da ƙasa da hanyoyin samun kuɗi da ke buƙatar ƙarin himma. Bayar da rahoto ga ƙwararrun hukumomi ta kowace ƙa'ida ta Turai.

Tsarin MiCA don tarin USDC da USDT

Tarin Stablecoin yana aiki a ƙarƙashin tsarin ƙirar crypto-kari na Turai. Rubuce-rubucen bin doka don wajibcin ka'ida.

Takaddun bayanai don DD ɗin ku na kuɗi

Idan kamfanin ku ya bi ta hanyar masu saka hannun jari, mai duba ko abokin ciniki-abokin ciniki, za mu iya ba da takaddun shaida kan kwararar tarin, tsarewa da bin bin doka.

Idan kamfanin ku yana aiki a sassan da ke buƙatar ƙarin takamaiman yarda (wasanni, dillalai, kasuwanni tare da KYC mai amfani), tabbatarwa da mai ba da shawara kafin fara KYB.

Duba cikakken tsarin yarda

Nawa ne kudin tarawa da Kunga

Nau'in tarin Farashin
Karɓa a Turai IBAN (SEPA) 1.45% with Kunga wallet
Ana karɓar a US ACH 1.45% with Kunga wallet
Karɓa a cikin CLBE na Mexica (SPEI) 1.45% with Kunga wallet
Karɓa a cikin BRL (PIX) 1.45% with Kunga wallet
Karɓa a cikin GBP (Biyan kuɗi mafi sauri) 1.45% with Kunga wallet
Karbar USDC/USDT daga walat na waje Gas na hanyar sadarwa kawai (mai aikawa ya biya)
1: 1 canzawa zuwa USDC akan karɓa Babu ƙara yadawa
Ma'auni na wata-wata €0
Kula da asusun kowane wata €0

Aiki na yau da kullun idan aka kwatanta

European company with monthly collections from US, European and Mexican clients. With a traditional bank + Wise Business, financial costs can stack across fees and FX spread. With Kunga using Kunga wallet: 1.45% on the aggregate amount, with no hidden FX spread.

Ga kamfanoni masu maimaita tarin tarin sama da €1M/wata, tebur na OTC tare da farashin sasantawa da ƙayyadaddun farashin kuɗi.

Duba cikakken farashin

Tambayoyin da ake yawan yi game da tarin ƙasashen duniya

Shin abokin ciniki na yana buƙatar yin rajista da Kunga don biyan ni?

A'a. Abokin cinikin ku yana biyan kuɗi daga bankinsu na yau da kullun azaman canja wuri na gida a ƙasarsu. Idan suna cikin Amurka, suna biyan kuɗi ta hanyar ACH zuwa layin ku. Idan a Turai, ta hanyar SEPA zuwa IBAN ku. Idan a Meziko, ta hanyar SPEI zuwa CLBE ɗin ku. Ba sa buƙatar yin rajista da Kunga, shigar da wani abu, ko yin KYC. Ga abokin cinikin ku kawai wani canja wuri ne zuwa mai kaya.

Har yaushe sai tarin ya kasance a cikin ma'auni na?

Ya dogara da corridor: SEPA Instant (EUR) a cikin dakika; SPEI (MXN) a cikin dakika, 24/7; PIX (BRL) a cikin dakika, 24/7; Biya Mai Sauri (GBP) a cikin mintuna; daidaitaccen ACH (USD) a cikin kwanakin kasuwanci 1-3; USDC akan kowace hanyar sadarwa a cikin mintuna 1-5 ya danganta da hanyar sadarwar da aka yi amfani da ita. Da zarar a cikin ma'auni, kuɗi suna ruwa 100% ba tare da wani tanadi na kariya ba.

Zan iya saita Stripe / PayPal / Adyen don daidaitawa zuwa Kunga?

Ee. Da zarar asusun kasuwancin ku na Kunga ya kasance yana aiki, kuna saita bayanan banki masu dacewa a kowace ƙofa: IBAN for Stripe Europe, ACH routing for Stripe USA, da dai sauransu. Ƙofar ɗin yana zama a matsayin asusun gida a kowace kasuwa. Lura: ƙofar yana ci gaba da cajin kuɗin biya (yawanci 2.9% na Stripe) - Kunga baya maye gurbin ƙofa, yana samun daidaitawa.

Zan iya karba daga abokin ciniki wanda ke biya a USDC daga walat ɗin su?

Ee. Kuna raba adireshin walat ɗin ku na Kunga akan hanyar sadarwar da abokin ciniki ya fi so (Ethereum, Polygon, Solana ko Tron). Abokin ciniki yana aika USDC na asali akan wannan hanyar sadarwa. Tarin yana zuwa cikin asusun kasuwancin ku a cikin mintuna, tare da tsare-tsaren Tier-1.

Za a iya riƙe tarin nawa ko daskararre kamar a Stripe / PayPal?

Kunga baya amfani da ajiyar kariya akan tarin B2B (canja wurin banki ko USDC). Idan takamaiman aiki yana haifar da faɗakarwar AML ta atomatik (daidaitacce akan kowane dandamali), mai ba ku shawara yana tuntuɓar ku kai tsaye don warware shi. Idan tarin ya fito daga madaidaicin ƙofa (Stripe, PayPal), ajiyar ƙofar har yanzu yana aiki - Kunga yana karɓar abin da ƙofar ke fitarwa.

Shin sabis ɗin tarin yana samuwa ga kamfani na ya dogara da ikonsa?

Samuwar da ke ƙarƙashin ƙasar haɗin gwiwar kamfanin da mazaunin masu amfani. Wasu takamaiman hanyoyi (PIX na BRL, ACH na USD) na iya buƙatar ƙarin tabbaci dangane da ikon. Duba a /cobertura kafin fara tattaunawa da mai ba da shawara.

Tattara kamar na gida a kowace kasuwa inda kuke da abokan ciniki

Yi magana da mai ba da shawara don taswirar yadda sabis ɗin tarin zai dace da ayyukan ku na yanzu, ba tare da sadaukarwa ba.

Yi magana da mai ba da shawara na tallace-tallace Fara bude asusun kasuwanci

KYB mai jagora · Babu farashin saiti · Bayanan banki na gida a cikin kasuwanni 5 daga rana ta daya

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