Salá koleka na makambo ya ntina
Pona ba indépendants na ba professionnels indépendants

Compte ya ba indépendants oyo ba facturer ba clients na mboka nionso

Bozwa mbongo na EUR, USD, MXN, BRL, GBP to USDC uta na compte moko. Tika ko perdre na échange nionso ya mbongo. Tika kozela mikolo pona transfert. Tika kobunda na PayPal na ba banques chaque mois-fin.

Coût ya setup te · KYC na 90 secondes · Tala soki ezali na mboka

Bokatikati

12 540 USDC

Live

Bafutami oyo euti kosalema kala mingi te

  • 🇺🇸

    Client ya NYC

    ACH · 2 h eleki

    + 1 500 $
  • 🇩🇪

    Client ya Berlin

    SEPA · lobi

    + 800 €
  • 🇲🇽

    Client ya CDMX

    SPEI · 3 mikolo eleki

    + 12 000 $

Soki ozali kosala facture na ba clients na ba pays nionso, oyebi soki oyo ezali nini

1

Facture 1.000, zwa mbongo 880

O facturer 1.000 USD na client moko ya New York. Kati na ba frais ya PayPal, conversion na EUR na "ba frais ya banque ya motindi", ozuaka €880. Bato 120 mosusu bakendaki wapi? Moto moko te alimboli yango polele.

2

Plateformes minei, ba mots de passe minei

Pona Europe osalelaka banque na yo. Pona USA ofungolaki PayPal. Pona LATAM osalelaka ba transferts internationales. Pona crypto oza na portefeuille. Client nionso afutaka ndenge mosusu mpe olandaka yango nionso na Excel parallèle.

3

Bureau ya impôts e comprendre Excel na yo te

Tango dépôt trimestriel ekomi, esengeli otonga lisusu ba conversions, ba dates, ba taux, ba frais. Comptable na yo afutaka ba heures supplémentaires kaka pona ko décoder mobulu na yo.

4

Transfert ezuaka tango molayi koleka livraison

O livrer projet na mokolo ya mibale. Client afutaka mardi. Mbongo ekomaka mokolo ya mitano (to mokolo ya mibale oyo elandi). Pendant ce temps, loyer esengeli kofutama le 5.

Sanza ya facture na yo, sikoyo

1

Kabola détail ya banque MOKO na client moko

Client ya Etats-Unis → tindela bango routage na yo ya ACH. Client ya UE → IBAN na yo. Client mexicain → CLABE na yo. Client oyo azali na crypto-friendly → portefeuille na yo ya USDC. Nyonso ewutaki na compte Kunga moko.

2

Ba paiements ekiti na solde na yo yango moko

Client moko na moko afutaka localement na mboka na ye lokola transfert normal. Mbongo ekiti na compte na yo ya Kunga mpe ebongwanaka automatique na USDC, na bopanzani ya kobombama te.

3

Yo nde ozwaka ekateli ya ntango nini mpe ndenge nini okoki kobongwana

Solde na yo efandaka na USDC. Bobongola na EUR (to eloko nyonso oyo osengeli na yango) ntango ebongi na yo, kasi te ntango banque esɛngi yango na makasi. Tala taux avant ya ko confirmer.

4

Exporter na comptable na yo na clic moko

Opération nionso e enregistrer na date, montant, client, taux ya FX appliqué na frais. Exporter CSV pe pesa yango na comptable na yo. Nsuka ya Excel ya parallèle.

Etongami mpo na lolenge ozali kosala facture

Ba designers, ba devs na ba conseillers na ba clients mondiaux

Ba designers, ba devs na ba conseillers na ba clients mondiaux

Bango nionso bafutaka Kunga na yo, na mbongo ya mboka na bango. Yo nde ozwaka ekateli ya ntango nini osengeli kobongwana.

Ba indépendants ya LATAM oyo ba facturer Europe to Etats-Unis

Ba indépendants ya LATAM oyo ba facturer Europe to Etats-Unis

Ozuaka na USDC pe obongoli na mbongo ya mboka tango ebongi na yo, kasi te tango client afutaka.

Ba professionnels ya Europe bazo facturer na Etats-Unis

Ba professionnels ya Europe bazo facturer na Etats-Unis

Kabola routage na yo ya ACH. Bozwa lifuti lokola moto ya mboka ya Etats-Unis. Bobongola na EUR na bopanzani ya kobombama te.

Ba indépendants oyo bazali na crypto-friendly

Ba indépendants oyo bazali na crypto-friendly

Recevoir directement na portefeuille, sans koleka na ba échanges. Convertir na fiat tango oza na besoin.

Calculer combien ozali ko perdre na sanza oyo (et tika ko perdre yango)

Tyá ba données na yo ya facturation ya momesano. Tokoyebisa bino oyo bobombi na Kunga.

Bisaleli nini osalelaka lelo oyo?

Lelo ozali ko perdre, grossièrement:

Na ba frais
€ 155
Na FX epalangani
€ 151
Total na sanza
€ 306
Total na mbula moko
€ 3674

Na Kunga:

  • Receive fee: 1,45% with Kunga wallet
  • Send fee: 1,45% with Kunga wallet
  • Bopanzani: 0 % .
Total na sanza
€ 73
Ekanisami ete mbongo oyo bakobomba mbula na mbula
+€ 2804
Obombaka mbongo na sanza +€ 234

Estimation basé na ba taux moyennes ya industrie Q1 2026. Ba épargne na yo ya solo etali ba couloirs spécifiques oyo osalelaka.

Oyo ba indépendants bazo zua mbongo déjà na Kunga balobi

Na facturer ba clients na NYC na Berlin. Kala ezalaki lifelo ya PayPal-et-SEPA na ba frais différents chaque fois. Sikoyo mutu nionso afutaka Kunga na ngai pe na décider tango nini nako convertir. Bomba soki €200/sanza.

CM

Carla M., mokeli ya UX · Madrid

Na vandi na CDMX, ba clients na ngai baza na Espagne. Nazalaki ko perdre 5-6 % chaque collection entre conversion na ba frais. Na Kunga nazuaka EUR ya client, nasimbaka yango na USDC pe na convertir na MXN tango ezo convient. Ebongoli makambo nyonso.

DH

Diego H., mobongisi ya mosala ya indépendant · CDMX

Eloko nalingaka eza frais ya nse te, eza que comptable na ngai atikaki koyina ngai. Na exporter CSV ya trimestre mpe nionso e équilibre yango moko. Nazalaki kotindela ye ba fichiers 4 différents par trimestre.

IP

Iván P., mopesi toli · Barcelone

Pona kobanda nionso oza na besoin eza oyo

Oyo ozali na yango mposa

  • Carte d’identité, passeport to mokanda ya bomoto ya mboka na yo
  • Kofanda na mboka oyo esungami
  • Mpo na kozala na mbula 18 to koleka
  • Selfie mpo na ko valider identité na yo (KYC) .
  • Tango: 90 secondes pona KYC, compte en direct instantanément

Oyo ozali na mposa na yango TE

  • Esengeli te ozala mosali oyo azali na mokanda ya kosala mosala na ye moko
  • Oza na besoin ya capital initial to dépôt minimum te
  • Ozali na mposa ya preuve ya revenu préalable te
  • Ozali na ntina te ya komilakisa na biro
  • Oza na besoin ya compte na banque mususu te

Soki osali facture en tant que commerçant unique to entreprise, fungola compte d'affaires Kunga : to pesaka yo ba vrais détails bancaires (IBAN, ACH, CLABE) okoki kotia na facture nionso, gardant setup ya impôts na yo ya momesano.

Nini efutaka yo po o opérer na Kunga

Opération ya kosala Ntalo ya mbongo
Fungola compte €0
Entretien ya sanza na sanza €0
Kozwa lifuti ya client 1,45% with Kunga wallet
Kobongola na USDC (na boyambi) . 1:1 marge te
Bobongola USDC na EUR / USD / MXN / BRL / GBP Taux ya FX ya marché, spread oyo ebakisami te
Bimisá mbongo na banki ya esika ofandi 1,45% with Kunga wallet
Tinda na portefeuille ya libanda Kaka gaz ya réseau

Ndakisa ya solosolo

You invoice 1,000 USD to a US client. Kunga applies the visible 1,45% fee and converts to EUR with no spread. In your traditional bank, hidden fees and FX spread would reduce the amount before it reaches you.

Ba détails ya banque ya solo, plateforme réglementée

Ba détails ya banque ya solo

IBAN, ACH mpe CLABE na yo ezali na ntina mpo na facture nyonso ya mombongo.

Bobateli ya Tier-1 oyo ebongisami

Misolo na bino ekabwani na ba opérations ya Kunga.

KYC na 90 secondes

Vérification biométrique ya mbangu. Compte na yo ekoti en direct mbala moko.

Kotosa mibeko ya MiCA mpe AML

Plateforme na se ya cadre européen ya crypto-actifs mpe directive anti-laudring ya mbongo.

Ba FAQs ya ba indépendants

Nakoki kotia Kunga IBAN na ngai na ba factures na ngai?

Iyo. IBAN na yo ya Europe, routage ACH na CLABE mexicain ezali ba vrais détails ya banque. Okoki kotya yango na facture nyonso ya mombongo. Ba clients na yo bakofuta lokola transfert normal na mboka na bango.

Esengeli nazala mosali oyo azali na mokanda ya kosala mosala na ye moko mpo na kosalela Kunga?

Te. Kunga ezali compte personnel to ya mombongo, ezali te esaleli ya bobele mpo na bato oyo basalaka mosala na bango moko. Soki ozali kosala facture lokola moto oyo azali kosala mosala na yo moko na mboka na yo, obatelaka mpako oyo omeseni kofuta. Soki ozali nanu inscrit te, okoki kaka kosalela Kunga pona kozua pe ko déplacer mbongo.

Ndenge nini nakoki ko déclarer revenu na ngai ya Kunga na bureau ya impôts?

Opération nionso e enregistrer na date, montant, contrepartie, taux ya FX na frais. Exporter CSV ya ba mouvements na yo tango nionso oza na besoin pe pesa yango na comptable na yo to uploader na logiciel comptable na yo. Kunga azali conseiller na yo ya impôts te — yango ezali likolo na yo, kasi topesi yo détail ya opération mobimba.

Client na ngai afutaka na nzela ya Upwork / Fiverr / Toptal — oyo esalaka mpo na ngai?

Iyo. Upwork mpe ba plateformes ya ndenge wana ekɔtisaka na ba comptes bancaires standard. Na routage na yo ya Kunga ACH okoki kozua ba payouts ya Upwork neti ozali compte ya Etats-Unis. Logique moko pona ba plateformes indépendantes misusu.

Bafuta esɛngaka ntango boni mpo ekóma?

Etali na couloir. SEPA Instant (EUR) mpe SPEI (MXN) ekiti na ba secondes. ACH (USD) kati na mikolo 1 mpe 3 ya mosala. USDC entre 1 na 5 minutes selon réseau.

Nakoki kosalela Kunga soki nafandi na mboka moko mpe ba clients na ngai na mboka mosusu?

Oui, ezali exactement situation oyo to couvrir. Esengeli kaka ozala mofandi ya mboka oyo esungami mpo na kofungola compte. Soki okoti, okoki kozwa uta na mboka nyonso oyo esungami.

Ezali na mboka na ngai?

Bozali na yango etali mboka oyo ofandi. Verifier avant ya kobanda KYC na /cobertura.

Bandá kofutama ndenge osengeli ntango nyonso kofutama

Fungola compte na yo ya ofele na 90 secondes mpe banda kosala facture na ba clients na mboka nionso sans ko perdre mbongo na nzela.

Coût ya setup te · Engagement te · Inscription obligatoire ya autoemploi te

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