1
Raba cikakkun bayanan banki DAYA ga abokin ciniki
Abokin ciniki na Amurka → aika musu hanyar ACH ɗin ku. Abokin EU → IBAN ku. Abokin ciniki na Mexican → CLBE naka. Abokin ciniki-abokin ciniki → walat ɗin ku na USDC. Duk daga asusun Kunga ɗaya.
Ga masu zaman kansu da masu sana'a masu zaman kansu
Asusu na masu ba da rancen kuɗi na satar abokan ciniki a kowace ƙasa
Samun kuɗi a cikin EUR, USD, MXN, BRL, GBP ko USDC daga asusu ɗaya. Dakatar da asara akan kowane canjin kuɗi. Tsaya kwanakin jira don canja wuri. A daina fada da PayPal da bankuna kowane karshen wata.
Babu farashin saitin · KYC a cikin daƙiƙa 90 · Duba samuwa ta ƙasa
Ma'auni
12 540 USDC
Biyan kuɗi na baya-bayan nan
- 🇺🇸+ 1 500 $
NYC abokin ciniki
ACH · 2 h ago
- 🇩🇪+ 800 €
Berlin abokin ciniki
SEPA · jiya
- 🇲🇽+ 12 000 $
CDMX abokin ciniki
SPEI · 3 days ago
Idan kun yi lissafin abokan ciniki a cikin ƙasashe, kun san menene wannan
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Invoice 1,000, a biya 880
You invoice 1,000 USD to a New York client. Tsakanin kuɗin PayPal, canzawa zuwa EUR da "cajin banki mai aikawa", kuna samun € 880. Ina sauran 120 suka tafi? Babu wanda ya bayyana shi a fili.
2
Rukunin dandamali huɗu, kalmomin shiga huɗu
Don Turai kuna amfani da bankin ku. Ga Amurka kun bude PayPal. Don LATAM kuna amfani da canja wuri na duniya. Don crypto kuna da walat. Kowane abokin ciniki yana biya daban kuma kuna bin su duka a cikin layi ɗaya na Excel.
3
Ofishin haraji ba ya fahimtar Excel ɗin ku
Lokacin shigar da takardun kwata-kwata ya zo, dole ne a sake gina juzu'i, kwanan wata, rates, kudade. Akawun ku yana cajin ƙarin sa'o'i don warware ɓarnar ku.
4
Canja wurin yana ɗaukar tsayi fiye da isarwa
Kuna isar da aikin a ranar Litinin. Abokin ciniki yana biya Talata. Kudi ya zo ranar Juma'a (ko Litinin mai zuwa). A halin yanzu, haya zai ƙare a ranar 5th.
Watan daftarin ku, yanzu
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Biya ƙasa a cikin ma'auni a kan nasu
Kowane abokin ciniki yana biyan gida a cikin ƙasarsu kamar canja wuri na yau da kullun. Kudi ya sauka a cikin asusun ku na Kunga kuma ya canza ta atomatik zuwa USDC, ba tare da yaduwa ba.
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Za ku yanke shawarar lokacin da yadda za ku tuba
Ma'aunin ku yana rayuwa a cikin USDC. Canza zuwa EUR (ko duk abin da kuke buƙata) lokacin da ya dace da ku, ba lokacin da banki ya tilasta shi ba. Duba ƙimar kafin tabbatarwa.
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Fitarwa zuwa akawun ku a danna ɗaya
Kowane aiki tare da kwanan wata, adadin, abokin ciniki, ƙimar FX da aka yi amfani da su. Fitar da CSV kuma mika shi ga akawun ku. Ƙarshen layi ɗaya na Excel.
An gina shi don hanyar daftarin ku
Masu ƙira, devs da masu ba da shawara tare da abokan ciniki na duniya
Duk suna biyan Kunga ku, a cikin kuɗin gida. Ka yanke shawarar lokacin da zaka tuba.
LATAM masu zaman kansu suna yin lissafin Turai ko Amurka
Kuna karɓa a cikin USDC kuma ku canza zuwa kuɗin gida lokacin da ya dace da ku, ba lokacin da abokin ciniki ya biya ba.
Ƙwararrun Ƙwararrun Ƙwararrun Ƙwararrun Ƙwararru na Amurka
Raba hanyar ACH ɗin ku. Samun kuɗi kamar ɗan ƙasar Amurka. Juya zuwa EUR ba tare da ɓoye ɓoye ba.
Crypto-friendly freelancers
Karɓi kai tsaye zuwa walat, ba tare da yin musanya ba. Juya zuwa fiat lokacin da kuke buƙata.
Yi lissafin nawa kuke asarar wannan watan (kuma ku daina rasa shi)
Shigar da bayanan daftarin ku na yau da kullun. Za mu gaya muku abin da kuka ajiye tare da Kunga.
Wadanne kayan aiki kuke amfani da su a yau?
A yau kuna asara, kusan:
- A cikin kudade
- € 155
- A cikin FX watsa
- € 151
- Jimlar kowane wata
- € 306
- Jimlar kowace shekara
- € 3674
Da Kunga:
- Receive fee: 1.45% with Kunga wallet
- Send fee: 1.45% with Kunga wallet
- Yaduwa: 0%
- Jimlar kowane wata
- € 73
- Kiyasin tanadi na shekara-shekara
- +€ 2804
Kuna ajiyewa kowane wata +€ 234
Ƙididdiga dangane da matsakaicin ƙimar masana'antu Q1 2026. Ajiye na ainihi ya dogara ne akan takamaiman hanyoyin da kuke amfani da su.
Abin da masu zaman kansu da aka riga aka biya tare da Kunga ke faɗi
Ina lissafin abokan ciniki a NYC da Berlin. An yi amfani da shi don zama jahannama na PayPal-da-SEPA tare da kudade daban-daban kowane lokaci. Yanzu kowa ya biya Kunga ni kuma na yanke shawarar lokacin da zan canza. Ajiye kusan €200/wata.
Ina zaune a CDMX, abokan cinikina suna Spain. Na kasance ina yin asarar 5-6% kowace tarin tsakanin juyawa da kudade. Tare da Kunga Ina karɓar EUR na abokin ciniki, riƙe shi a USDC kuma in canza zuwa MXN lokacin da ya dace. Yana canza komai.
Abin da nake so ba ƙaramin kuɗi ba ne, shine akawuna ya daina ƙina. Ina fitar da CSV kwata-kwata kuma komai yana daidaita da kansa. Na kasance ina aika mata fayiloli 4 daban-daban a kowace kwata.
Don fara duk abin da kuke buƙata shine wannan
Abin da kuke bukata
- Katin ID, fasfo ko takardar shaidar ƙasar ku
- Mazauna a cikin ƙasa mai tallafi
- Don zama 18 ko fiye
- Selfie don tabbatar da shaidar ku (KYC)
- Lokaci: 90 seconds na KYC, asusu kai tsaye
Abin da BAKA Bukata
- Ba kwa buƙatar zama ma'aikaci mai zaman kansa mai rijista
- Ba kwa buƙatar babban jari na farko ko mafi ƙarancin ajiya
- Ba kwa buƙatar shaidar samun kudin shiga ta farko
- Ba kwa buƙatar nunawa a ofis
- Ba kwa buƙatar asusu a wani banki
Idan daftari a matsayinka na mai ciniki ko kamfani, buɗe asusun kasuwanci na Kunga: muna ba ku cikakkun bayanan banki (IBAN, ACH, CLBE) za ku iya sanya kowane daftari, tare da kiyaye saitin harajin da kuka saba.
Abin da kuke kashewa don aiki da Kunga
Aiki Farashin
Bude asusu €0
Kulawa na wata-wata €0
Karɓi kuɗin abokin ciniki 1.45% with Kunga wallet
Juyawa zuwa USDC (kan karɓa) 1: 1: 1: 1
Maida USDC zuwa EUR / USD / MXN / BRL / GBP Adadin FX na kasuwa, babu ƙarin yaduwa
Janye zuwa bankin ku na gida 1.45% with Kunga wallet
Aika zuwa walat na waje Gas ɗin hanyar sadarwa kawai
Misalin kamanni
You invoice 1,000 USD to a US client. Kunga applies the visible 1.45% fee and converts to EUR with no spread. In your traditional bank, hidden fees and FX spread would reduce the amount before it reaches you.
Bayanan banki na ainihi, dandamali mai tsari
Real bank bayanai
IBAN, ACH da CLBE suna aiki ga kowane daftarin kasuwanci.
Tsarin tsare-tsare na Tier-1
An raba kudaden ku da ayyukan Kunga.
KYC a cikin daƙiƙa 90
Saurin tabbatar da yanayin halitta. Asusunku yana gudana kai tsaye.
MiCA da AML yarda
Platform a ƙarƙashin tsarin ƙayyadaddun kadara na Turai da umarnin hana haramun kuɗi.
FAQs masu zaman kansu
Zan iya sanya Kunga IBAN na a kan daftari na?
Ee. IBAN ku na Turai, hanyar ACH da CLBE na Mexico cikakkun bayanan banki ne na gaske. Kuna iya sanya su akan kowace daftarin kasuwanci. Abokan cinikin ku za su biya kamar canja wuri na yau da kullun a cikin ƙasarsu.
Do I need to be a registered self-employed worker to use Kunga?
A'a. Kunga asusun sirri ne ko na kasuwanci, ba kayan aiki na keɓance na masu zaman kansu ba. Idan ka yi daftari a matsayin mai sana'ar kai a ƙasarku, kuna kiyaye harajin da kuka saba. Idan ba a yi rajista ba tukuna, kuna iya amfani da Kunga don karɓa da motsa kuɗi.
Ta yaya zan bayyana kudin shiga na Kunga ga ofishin haraji?
Kowane aiki yana shiga tare da kwanan wata, adadin, takwaransa, ƙimar FX da farashi. Fitar da CSV na motsinku a duk lokacin da kuke buƙata kuma ku mika shi ga akawun ku ko loda zuwa software na lissafin ku. Kunga is not your tax advisor — that's on you, but we give you full operation detail.
Abokin ciniki na yana biya ta hanyar Upwork / Fiverr / Toptal - wannan yana aiki a gare ni?
Ee. Upwork da makamantansu dandali saka a cikin daidaitattun asusun banki. Tare da hanyar ku ta Kunga ACH zaku iya karɓar biyan kuɗin Upwork kamar kuna asusun Amurka. Hankali iri ɗaya don sauran dandamali masu zaman kansu.
Yaya tsawon lokacin biyan kuɗi yake ɗauka?
Ya dogara da corridor. SEPA Instant (EUR) da SPEI (MXN) sun sauka cikin daƙiƙa guda. ACH (USD) tsakanin 1 zuwa 3 kwanakin kasuwanci. USDC tsakanin mintuna 1 zuwa 5 ya danganta da hanyar sadarwa.
Zan iya amfani da Kunga idan ina zaune a wata ƙasa kuma abokan cinikina a wata?
Ee, wannan shine ainihin yanayin da muke magana akai. Kuna buƙatar kawai zama mazaunin ƙasa mai tallafi don buɗe asusun. Da zarar an shiga, za ku iya karɓa daga kowace ƙasa mai tallafi.
Akwai shi a ƙasata?
Samuwar ya dogara da ƙasar zama. Tabbatar kafin fara KYC a /cobertura.
Fara samun biyan kuɗi kamar yadda ya kamata koyaushe
Bude asusun ku na kyauta a cikin daƙiƙa 90 kuma fara lissafin abokan ciniki a kowace ƙasa ba tare da asarar kuɗi a hanya ba.
Babu farashin saitin · Babu sadaukarwa · Babu rajistar aikin kai na tilas