Convert to USDC
Swap your local currency for USDC at the real market rate, no hidden spread added by Kunga.
For Savings vs Inflation
USDC as your hedge: stable savings, wherever you want
Convert your local currency to USDC with no hidden spread. Tier-1 custody, 24/7 access and send to your external wallet whenever you want self-custody.
USDC backed 1:1 by USD Tier-1 regulated custody 24/7 access Instant conversion
How much you lose with double-digit inflation
Example over 1,000 units of your local currency vs USD. Your purchasing power shrinks year after year if you keep the cash idle.
Your local currency
Today 1 000,00
12 months (15 % inflation) 850,00
24 months (15 % yearly inflation) 722,50
Illustrative figures. Real inflation depends on country and year.
How Kunga protects you
Three steps for your savings to stop eroding.
Keep a stable balance
USDC ≈ 1 USD thanks to reserve backing. It doesn't lose value with local devaluation.
Move or self-custody
Kunga balance (Tier-1 custody) or send to your external wallet on Solana, Ethereum, Polygon, Tron and more.
Your purchasing power over 5 years
Simulate what your savings lose in EUR vs converted to USDC. Assuming EU inflation 3 % annual.
Period · 5 years (60 months)
In EUR (bank)
25.878 €
No yield. Loses purchasing power year over year.
In USDC (Kunga)
27.172 €
Pegged to USD. US inflation historically ~1 % lower.
Difference in your favor +1294 €
When NOT to use USDC · honesty
So you can make an informed decision. USDC is stable, but not magic. Three limits you need to know.
Not an investment or yield
USDC preserves value, doesn't multiply it. If you want yield, look at regulated investment products.
Depends on Circle's peg
The 1:1 backing depends on Circle and its audited reserves. Very reliable, but not sovereign debt.
Regulatory risk
MiCA and other frameworks can change stablecoin rules. Stay current — we notify you of any changes.
USDC vs USD bank account vs physical USD
Three ways to protect USD purchasing power. Honest comparison.
Attribute USDC in Kunga USD bank account Physical USD (cash)
Setup Minutes · 100 % online Branch visit + bank KYC Bureau de change purchase
Minimum 0.01 USD 500-5000 USD per bank No minimum · wide spread
Transfer Seconds · global 1-5 days · SWIFT with fee Physical · travel required
Loss risk Circle peg (audited) Bank solvency Theft / physical loss
FAQ
Does USDC lose value?
USDC maintains a ≈ 1:1 peg with USD because it's backed by dollars and short-term Treasury bonds (Circle, regulated in the US). It doesn't depend on local inflation.
Are my funds safe if Kunga closes?
Custody is segregated at regulated Tier-1 entities. Your USDC is always yours, recoverable directly from the custodian.
Is there a cost to hold a balance?
Zero. No monthly fees, no minimums. You only pay a fee when you move money.
Can I withdraw in my local currency?
Yes. Send from USDC to your local bank in EUR, USD, MXN, BRL or GBP with locked cost before confirming.
Your savings stop fighting inflation
Free onboarding in minutes. Start converting to USDC from the app.