SEPA · ACH · SPEI · Pix · FasterPayments
Local banking
Bank details in your name on each market, with no intermediaries.
Receive money
Get paid in any currency or crypto
Share your bank details or wallet address. Whatever comes in converts 1:1 to USDC in your balance, with no hidden spread.
Receive on any rail
USDC · USDT
Crypto
Receive on major networks (Solana, Base, Ethereum, Polygon, Tron…).
1:1 to USDC
Conversion
Zero hidden spread on FX. Your balance is always stable.
Transparent fee
Cost
You see the cost before each inbound, no surprises.
5 live markets
Coverage
Spain, US, Mexico, Brazil and UK. KYC adapted to each jurisdiction.
Notify in seconds
Confirmation
Push, email and webhook to your CRM the moment the inbound clears.
Pix in seconds SEPA Instant in minutes ACH/SPEI same business day Crypto on network confirmation
How you collect with Kunga
- 1
Share your details
Give the IBAN, ACH, SPEI or wallet address to the payer.
- 2
Receive the inbound
Settlement per rail: SEPA same day, Pix instant, ACH/SPEI fast, crypto upon confirmation.
- 3
USDC balance
The amount is credited to your single USDC balance, ready to operate.
Rails you can activate
You get the defaults at onboarding. If you need a specific rail, we'll review it.
SEPA
European IBAN. Same-day settlement (SEPA Instant in minutes).
ACH / ABA
US routing. Settlement within 1 business day.
SPEI
Mexican CLABE. Instant settlement during operating hours.
Pix
Brazilian Pix identifier. Settlement in seconds, 24/7.
Faster Payments
UK sort code + account. Settlement in minutes.
USDC / USDT
Receive on Solana, Base, Ethereum, Polygon, Tron and more.
What happens when someone pays you
The inbound credits as USDC in seconds or minutes depending on the rail. We notify you as soon as it's available.
Payer
EUR · USD · MXN · BRL · GBP
1:1 conversion
No hidden margin
USDC
Your USDC balance
Solana
Who collects with Kunga
Typical use cases we cover today on live rails.
FAQ
What's the fee to receive?
1.45% if you use a Kunga wallet and 2.90% if you choose an external wallet. You see it before confirming.
How long does it take?
Depends on the rail. Pix is seconds, SEPA Instant minutes, ACH and SPEI usually same business day.
Can I receive USDT?
Yes. You can receive USDC or USDT on major networks. Everything converts to USDC in your balance.
Are there minimums?
Each rail has its own minimum (from 1 unit for SEPA and crypto, 10 for Pix, 50 for SPEI). You see it before confirming.
Start collecting globally today
Free onboarding and bank details ready as soon as KYC is complete.